Disclaimer

The information provided on KCSWA (kcswa.net) is for general informational and educational purposes only. While we strive to keep all content accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website.

Key Disclaimers

  • Not Financial Advice: The content on KCSWA does not constitute professional financial, legal, or tax advice. Always consult with a qualified financial advisor or credit specialist before making any decisions based on our content.
  • Credit Card Offers: Credit card terms, conditions, and offers change frequently. While we aim to provide current information, we cannot guarantee that all details (including interest rates, fees, rewards, and sign-up bonuses) are up-to-date at the time of reading. Always verify terms directly with the card issuer before applying.
  • Personal Responsibility: Your use of any information or recommendations on KCSWA is at your own risk. We are not liable for any financial losses, missed rewards, or other consequences resulting from your credit card applications, spending habits, or financial decisions.
  • Third-Party Links: Our website may include links to external websites or services for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.
  • Affiliate Disclosure: KCSWA may participate in affiliate programs, meaning we may earn commissions if you click on certain links and apply for credit cards or services. However, this does not influence our editorial content—we prioritize unbiased, honest recommendations.
  • Testimonials & Examples: Any personal experiences, testimonials, or examples shared on KCSWA are individual results and may not reflect typical outcomes. Credit card rewards and approvals depend on factors like credit history, income, and issuer policies.
  • No Guarantees: KCSWA does not guarantee credit card approvals, specific rewards earnings, or financial outcomes.

For questions about this disclaimer, please contact us at [email protected].